WIRE TRANSFER INSTRUCTIONS

Please include the following information on all wire transfers to our bank account:

Account Name:             [NAME OF ACCOUNT, ex. ABC Corporation]

Account Number:          [ACCOUNT NUMBER, ex. 12345678]

Bank Transit Number:    [BANK TRANSIT NUMBER, ex. 2111]

Bank Name and Address:          [NAME AND ADDRESS OF BANK]

Please contact our account manager immediately, [NAME OF BANK ACCOUNT

MANAGER], at [(XXX) XXX-XXXX] should your encounter any difficulties.

TERMINATING FUTURE OBLIGATIONS UNDER CONTINUING GUARANTEEc

[DATE, ex. Wednesday, June 11, 1998]

[NAME, BANK AND ADDRESS, ex.

John Smith

XYZ Bank

1234 First Street

Suite 567

Anycity, Anystate  85245]

Dear [NAME, ex. John Smith],

We refer to the continuing Guarantee dated [DATE OF GUARANTEE, ex. January 15, 1996] given by us to you pursuant to which we guaranteed the ongoing obligations of [NAME OF OBLIGOR WHOSE INDEBTEDNESS WAS GUARANTEED, ex. ABC Corp.]

Please accept this letter as formal notification to you that we are terminating all future obligations under the Guarantee effective [DATE OF TERMINATION OF OBLIGATIONS UNDER GUARANTEE, ex. September 30, 1998].

This termination notice is given to you in accordance with the terms and conditions of the Guarantee.

Sincerely,

[YOUR NAME, ex. Jill Jones]

FROM SECURED CREDITOR TO BORROWER DEMANDING PAYMENT

[DATE, ex. Wednesday, June 11, 1998]

[NAME, COMPANY AND ADDRESS, ex.

John Smith

XYZ Inc.

1234 First Street

Suite 567

Anycity, Anystate  85245]

Dear [NAME, ex. John Smith],

Notice is hereby given that [BORROWER=S NAME] has defaulted in payment of its indebtedness to us. As of [DATE, ex. June 30, 1998], [BORROWER=S NAME] the indebtedness amounts to [FULL AMOUNT OF DEBT, INCLUSIVE OF PRINCIPAL AND INTEREST, ex. $24,691.88] inclusive of principal advances and accrued interest.

We therefore demand payment in full of of [BORROWER=S NAME] unpaid indebtedness to us in the amount of [FULL AMOUNT OF DEBT, INCLUSIVE OF PRINCIPAL AND INTEREST, ex. $24,691.88] on or before [DATE OF DEADLINE FOR REPAYMENT, ex. November 30, 1998], failing which we will take such action as may be necessary to effect repayment, including realization under any collateral security delivered to the us.

Kindly govern yourself accordingly.

Sincerely,

[YOUR NAME, ex. Jill Jones]

[DATE, ex. Wednesday, June 11, 1998]

[NAME, BANK AND ADDRESS, ex.

John Smith

XYZ Bank

1234 First Street

Suite 567

Anycity, Anystate  85245]

Dear [NAME, ex. John Smith],

As a result of a clerical error on your part, our check issued to [NAME OF CHECK PAYEE, ex. ABC Corp.] bearing no. [CHECK NO., ex. 9999] and dated [DATE OF CHECK, ex. June 1, 1998] in the amount of [AMOUNT OF CHECK, ex. $10,000] was not honored.

This caused us embarrassment with our key supplier. Would you therefore provide us with a letter confirming the bank’s error, so that we can provide a copy to our supplier and ensure that they do not loose confidence in our financial viability.

Thank you in advance for your anticipated co-operation. Please feel free to call me if you have any questions.

Sincerely,

[YOUR NAME, ex. Jill Jones]

ENCLOSE POWER OF ATTORNEY

[DATE, ex. Wednesday, June 11, 1998]

[NAME, BANK AND ADDRESS, ex.

John Smith

XYZ Bank

1234 First Street

Suite 567

Anycity, Anystate  85245]

Dear [NAME, ex. John Smith],

We enclose a signed power of attorney authorizing [NAME OF PERSON AUTHORIZED AS ATTORNEY, ex. Sara Smith] to conduct banking on behalf of our company.

Would you kindly retain this power of attorney in your files and make the necessary internal arrangements to ensure that [NAME OF PERSON AUTHORIZED AS ATTORNEY, ex. Sara Smith] is recognized as having this authority.

Please feel free to call me if you have any questions.

Sincerely,

[YOUR NAME, ex. Jill Jones]

PRE-AUTHORIZED PAYMENT, VARYING AMOUNT

[DATE, ex. Wednesday, June 11, 1998]

[NAME, COMPANY AND ADDRESS, ex.

John Smith

XYZ Bank

1234 First Street

Suite 567

Anycity, Anystate  85245]

Dear [NAME, ex. John Smith],

You are hereby authorized to withdraw from the following account the amount due on our [NATURE OF CHARGES, ex. telephone bill] on a [PERIOD OF PAYMENT, ex. monthly, weekly] basis on the [NUMBER OF DAYS AFTER BILLING DATE, ex. 15^th] day after the billing date:

Bank:                            [BANK NAME AND ADDRESS]

Bank Transit No:            [BANK TRANSIT NO., ex. 4444]

Account No:                  [ACCOUNT NUMBER, ex. 12345678]

Bank Tel. No.                [BANK TELEPHONE NO., ex. (XXX) XXX-XXXX]

Bank Contact                [NAME OF BANK CONTACT, ex. Susan Smith, Manager]

This shall be your good and sufficient authority for so doing.

We enclose an unsigned check from the account marked “VOID”.

[NOTE: IF MORE THAN ON SIGNATURE IS REQUIRED ON ACCOUNT, MAKE SURE BOTH BANK SIGNING OFFICERS SIGN LETTER]

Sincerely,

[YOUR NAME, ex. Jill Jones]